BluePay Blog

Most phishing and malware scams follow a fairly predictable pattern:  Unsuspecting users click on suspicious links. In doing so, they unwittingly download a piece of malicious code. Once installed, that code takes over the users’ computers. The code’s creator then has unlimited access to the computers’ data. This type of malware is a very real threat, but because the malicious code is stored locally, most antivirus solutions and native security apps can detect the intrusion.

Topics: PCI Compliance and Fraud Prevention, Small Business Tips

Credit card processing can be complex. Even more so when you’re presented with an industry-related acronym that has you reaching for your smartphone or tablet to Google search the meaning.   In short (no pun intended), an acronym is an abbreviation formed by the initial letters of multiple words, ex. ISV stands for Integrated Software Vendor.

Topics: Small Business Tips, Getting Started with Payments, Awareness

With nearly 20 percent market share, Fitbit is arguably the most popular wearable technology in the world. These personal fitness trackers can monitor everything from your heart rate to steps taken to sleep patterns. With more than 25 million active users, Fitbit continues to rake in billions of dollars every year — all through sales of its wearable devices.  But the company believes its Fitbit can become more than just a fitness tracker. In 2018, it added mobile payments to its growing line of wearable tech.

Topics: EMV, Payment Technology, Small Business Tips, Payment Trends

Summer is a favorite time of year for most people. For businesses, it may not be the ideal season. With consumers often opting to spend money on vacations, summer revenue tends to stagnate and even drop. In fact, it is so common that many businesses plan for it by suggesting that their teams take their vacations. Projects and campaigns get shelved. 

Topics: Due.com Partner Posts, Small Business Tips

Whenever customers are unhappy with products or services, they can request a refund directly from you — the merchant.  This is usually an unpleasant experience, and retailers often go out of their way to avoid issuing refunds. The alternative, however, is much worse.  These dissatisfied customers also have the option of disputing purchases and initiating chargebacks through their banks. The banks then credit those users’ accounts before chasing you down for the outstanding balance. 

Topics: EMV, E-Commerce and Online Payments, PCI Compliance and Fraud Prevention, Small Business Tips, Enterprise Business Tips, Getting Started with Payments

Regardless of the size of your business, invoicing is an absolute necessity. It’s what keeps cash flowing in, but not receiving payments on-time is an uphill battle. What happens when a client or customer fails to make a payment? That can have serious consequences for your business and it's one of a small business owner's biggest challenges. 

Topics: Due.com Partner Posts, Recurring Billing and Electronic Invoicing, Small Business Tips

Most retailers love the idea of gift cards — and for good reason:  Each card in circulation represents money already spent. You’ve made the sale, and you’re simply waiting for the card recipient to collect his or her goods.  Most gift cards expire — without ever being used. This means you still make that sale — without losing any inventory. 

Topics: PCI Compliance and Fraud Prevention, Small Business Tips

As a small business, your goal is to grow into a much larger one or, at the very least, become a small business that has a sustained flow of revenue. To achieve either requires that you continually work on attracting new customers to your small business whether it is online, a physical storefront, or both. Here are some easy-to-implement strategies that have been proven to attract new customers:

Topics: Due.com Partner Posts, E-Commerce and Online Payments, Small Business Tips

Last year, Apple introduced Apple Pay for the Web as a way to compete with online payment services like PayPal. This additional payment option is something you should consider for your small business website -- and it's not just because hundreds of thousands of major brands and recognizable retail websites are already supporting this new online payment method.

Topics: Due.com Partner Posts, E-Commerce and Online Payments, Payment Technology, Small Business Tips, Payment Trends

Chargebacks are becoming one of the biggest payment challenges for businesses of all sizes today. While some chargebacks are completely legitimate, it turns out that fraudsters have figured out a way to get more free merchandise using this refund technique. This becomes especially true when it turns out that credit card issuers, like banks, often rule for the cardholder (or fraudster posing as the card holder). Although any business can fall victim to this type of fraud, there are some businesses that have been identified as being more likely to be affected. These businesses are then labeled high risk by credit card processing companies and must contend with higher fees or the inability to even get a merchant account.

Topics: Due.com Partner Posts, Guest Blog Posts, Small Business Tips, Enterprise Business Tips