BluePay Blog

Most brick-and-mortar businesses that accept plastic rely on heavy, static readers to process credit cards at the checkout counter. In fact, these stationary terminals have been a staple of retail for decades.  With the birth of mobile payment processing, businesses could suddenly begin accepting credit cards on the go. 

Topics: Payment Trends, PCI Compliance and Fraud Prevention, Payment Technology, Mobile Payments, EMV

Our society is comprised of the Internet of Things (IOT), where everything is digitally connected — from the smartphones we carry in our pockets to the coffee machines we use to jumpstart our days. All of this hyper connectivity is incredibly convenient — whether you want to:  Adjust your home’s temperature (even when you’re on the road)  Receive instant alerts every time your favorite stock goes up  Sync your calendars, emails and to-do lists in real time

Topics: Small Business Tips, PCI Compliance and Fraud Prevention

Three years ago this month, the credit card industry introduced new liability rules designed to reduce payment card fraud. In 2015, traditional plastic was still widely used throughout retail, but these older cards relied on magnetic stripes that could easily be cloned, manipulated or erased.  In effect, “magstripe” plastic was seen as too vulnerable. Thus, the payment industry wanted merchants and consumers to adopt EMV credit card processing.

Topics: PCI Compliance and Fraud Prevention, Payment Technology, EMV

The attacks on Sept. 11, 2001 had a huge impact on the American economy. The most obvious changes affected the roughly 18,000 small businesses that were displaced or destroyed in Lower Manhattan.  Nearly 20 years later, the effects of 9/11 persist, and they’ve forever changed how companies operate in the new millennium.  Below are five of the biggest changes businesses have made in the post-9/11 economy.

Topics: Fun Posts, PCI Compliance and Fraud Prevention

As payment technologies expand, so does fraud. Now, payment fraud knows no geographical boundaries. In fact, some countries offer a glimpse into new types of fraud that is sure to impact other countries. For example, the UK has noticed an increase in what is called authorized push payment fraud. New statistics from UK Finance found 19,000 victims of authorized push payment scams that totaled more than £100 million ($130 million) just in the first six months of 2017.

Topics: PCI Compliance and Fraud Prevention, Due.com Partner Posts

If you’ve been following our blog for a while, you know that independent software vendors (ISVs) are increasingly expected to provide their end-users with seamless payment functionality.  This isn’t an industry requirement, per se.  But if the applications you design don’t come with payment processing capabilities, then perspective customers will simply find an ISV that can provide these things.

Topics: ISV/VAR, Software and Payment Integration, PCI Compliance and Fraud Prevention, Payment Technology

Open source contamination is the bane of many independent software vendors (ISVs). If even a tiny snippet of open source code makes it into your build, the entire application might legally be reclassified as “open source.”  To avoid this, developers must invest a lot of time creating bespoke code entirely from scratch. As an ISV, there’s another type of “contamination” of which you need to be aware — one that has to do with payment security. Or more specifically, PCI compliance. 

Topics: ISV/VAR, Software and Payment Integration, Payment Technology, PCI Compliance and Fraud Prevention

Reaching a larger target audience online and creating lifelong customers is a game changer for small business owners like freelancers, startup founders, and even established brick-and-mortar retailers. Online payment technology has led to fast and convenient checkouts so customers enjoy a great experience with you.  However, there's just one problem -- and it's a big one: online identity fraud.

Topics: PCI Compliance and Fraud Prevention, E-Commerce and Online Payments, Due.com Partner Posts

Financial independence is one of the main reasons entrepreneurs go into business for themselves, but running a profitable company isn’t easy.   There are a lot of unknowns (i.e., risks). You have to manage many moving parts. Competitors are always at your heels.  Worst of all, expenses never seem to end.  But in honor of National Financial Awareness Day (August 14), we wanted to outline some simple tips that can move you closer to financial responsibility. 

Topics: Small Business Tips, Getting Started with Payments, Recurring Billing and Electronic Invoicing, PCI Compliance and Fraud Prevention

Over the last few years, chip-and-PIN has been heralded as the gold standard in payment security. These EMV credit cards come with embedded chips that are next to impossible to clone. To initiate an in-store payment, customers must input a personal identification number (PIN) that only they know.  Additionally, mobile payments and wearable technologies continue to grow in popularity every year. In fact, experts predict that annual in-store sales generated through smart devices could exceed $500 billion by 2020 — in the United States alone. 

Topics: Payment Trends, PCI Compliance and Fraud Prevention, Mobile Payments, EMV, Payment Technology