BluePay Blog

  Malware, phishing, and viruses are all hacking terms that have already entered the mainstream vocabulary. Although the frequency of these types of attacks is on the rise, we’re also increasingly better equipped to protect ourselves precisely because we understand how these threats work and spread. Even Grandma knows not to click on links from Nigerian princes. The real danger lies in malicious attacks with which we are not as familiar.

Topics: PCI Compliance and Fraud Prevention, Consumer Education

The Internet is one of the greatest inventions ever created. Whether you want to order pizza online, download a mobile game, or email friends on the other side of the globe — all of these activities happen automatically and instantaneously. However, there’s a war raging behind the scenes. The ease, speed, and convenience of online living is precisely what cybercriminals around the world are constantly trying to exploit.

Topics: PCI Compliance and Fraud Prevention, Fun Posts, ISV/VAR

Wherever there is opportunity, companies want to gain as much share as possible. Unfortunately, opportunity also means that there are criminals that see potential for themselves – from counterfeit money to counterfeit goods. Counterfeit Fraud on the Rise And, with the rise in online shopping for all types of brands, there is also an increase in counterfeit goods being sold online.

Topics: Due.com Partner Posts, E-Commerce and Online Payments, PCI Compliance and Fraud Prevention

Recognized every October, National Cybersecurity Awareness Month is that time of year when businesses, citizens, and the government collectively work together to raise awareness of the many threats we face in today’s increasingly connected world. This year’s theme is —  Own IT. Secure IT. Protect IT. with a special focus on areas such as: Citizen privacy Consumer devices E-commerce security

Topics: PCI Compliance and Fraud Prevention, Consumer Education

This is the final installment in our ongoing series about National Preparedness Month (celebrated every September). Over the past three weeks, we’ve covered: Why National Preparedness Month exists How your business can protect itself from disasters Resources to help you rebound after tragedy strikes When most small business owners learn of National Preparedness Month, they automatically think of natural disasters such as earthquakes, hurricanes, and wildfires.

Topics: PCI Compliance and Fraud Prevention, Small Business Tips

For decades, consumers around the globe relied on “legacy” credit and debit cards when shopping in-person at retail stores. These simple pieces of plastic came with account numbers on the front and a magnetic stripe on the back that allowed users to physically swipe their cards at the checkout counter. The problem was, these magstripe credit cards were relatively easy to clone — even from a distance. This security flaw allowed criminals to steal a user’s payment data and rack up fraudulent charges.

Topics: E-Commerce and Online Payments, Payment Technology, PCI Compliance and Fraud Prevention, Small Business Tips, Payment Trends

New information shows that data and payment fraud haven’t decreased. If anything, the problem appears to be growing. The 2019 AFP Payments Fraud and Control Survey shows that 82 percent of companies were targets of payments fraud during 2018. Other figures from the report also present some alarming statistics about data and payment fraud. Additionally, 80 percent of organizations experienced Business Email Compromise (BEC) that included scams targeted at checks and wires, while 70 percent of organizations experienced check fraud.

Topics: Due.com Partner Posts, PCI Compliance and Fraud Prevention

There’s an arms race in the digital payments industry, with security experts constantly trying to stay one step ahead of increasingly bold cybercriminals. This trend is especially pronounced in the e-commerce world, given the anonymity that online shoppers enjoy. That last sale could have originated from a legitimate cardholder, or it could have come from a hacker on the other side of the world.

Topics: E-Commerce and Online Payments, Payment Technology, PCI Compliance and Fraud Prevention

Consumers are savvier. Criminals are craftier. Now, companies have to ramp up their own capabilities to meet the higher expectations and strategies impacting their business results. Technology is helping companies deliver a trustworthy transaction process as part of an exceptional experience for consumers. At the same time, they are using these tools to stop criminals. This is due in large part to the advancement of the smart payment platform. Here’s what the smart payment platform looks like.

Topics: Due.com Partner Posts, E-Commerce and Online Payments, Payment Technology, PCI Compliance and Fraud Prevention, Payment Trends

In the United States, we hear about credit card fraud all the time — usually presented as horrifying statistics. For example: Fraudulent losses from online credit card transactions now exceed $6.4 billion annually. Retailers lose an estimated $16 billion from chargeback (or “friendly”) fraud globally. Ultimately, these are just numbers. It sometimes helps to put faces to these statistics to truly understand the scope of this growing problem.

Topics: PCI Compliance and Fraud Prevention, Consumer Education