Menu
Get Started

Main Menu

Utility Menu

Call Today

(866) 495-0423
Main Line
(866) 739-8324
US Support
(855) 812-5191
Canada Support

BluePay Blog

A Breakdown of CCPA, GDPR, HIPAA and Other Privacy Acts

Posted on Dec 19, 2019
As a business owner, you’re likely already aware of the PCI compliance rules governing payment data security. However, payment information isn’t the only thing worth protecting from fraud and abuse. In fact, there exists a host of data protection laws around the globe designed to safeguard sensitive personally identifiable information (PII). These privacy acts are becoming increasingly important given the speed and ease with which we send, receive, and store data in the digital world.
Read the Full Post

Topics: E-Commerce and Online Payments, PCI Compliance and Fraud Prevention, Small Business Tips, Enterprise Business Tips, Consumer Education

What are Fileless Attacks? [6 Prevention Strategies]

Posted on Oct 17, 2018
Most phishing and malware scams follow a fairly predictable pattern:  Unsuspecting users click on suspicious links. In doing so, they unwittingly download a piece of malicious code. Once installed, that code takes over the users’ computers. The code’s creator then has unlimited access to the computers’ data. This type of malware is a very real threat, but because the malicious code is stored locally, most antivirus solutions and native security apps can detect the intrusion.
Read the Full Post

Topics: PCI Compliance and Fraud Prevention, Small Business Tips

5 Best Practices for Identity Verification

Posted on Aug 20, 2018
Reaching a larger target audience online and creating lifelong customers is a game changer for small business owners like freelancers, startup founders, and even established brick-and-mortar retailers. Online payment technology has led to fast and convenient checkouts so customers enjoy a great experience with you.  However, there's just one problem -- and it's a big one: online identity fraud.
Read the Full Post

Topics: Due.com Partner Posts, E-Commerce and Online Payments, PCI Compliance and Fraud Prevention

From Chip-and-Pin to Chip-and-Skin

Posted on Jun 25, 2018
Over the last few years, chip-and-PIN has been heralded as the gold standard in payment security. These EMV credit cards come with embedded chips that are next to impossible to clone. To initiate an in-store payment, customers must input a personal identification number (PIN) that only they know.  Additionally, mobile payments and wearable technologies continue to grow in popularity every year. In fact, experts predict that annual in-store sales generated through smart devices could exceed $500 billion by 2020 — in the United States alone. 
Read the Full Post

Topics: EMV, Mobile Payments, Payment Technology, PCI Compliance and Fraud Prevention, Payment Trends

The Importance of AVS and CVV for Chargebacks

Posted on Mar 23, 2018
Whenever customers are unhappy with products or services, they can request a refund directly from you — the merchant.  This is usually an unpleasant experience, and retailers often go out of their way to avoid issuing refunds. The alternative, however, is much worse.  These dissatisfied customers also have the option of disputing purchases and initiating chargebacks through their banks. The banks then credit those users’ accounts before chasing you down for the outstanding balance. 
Read the Full Post

Topics: EMV, E-Commerce and Online Payments, PCI Compliance and Fraud Prevention, Small Business Tips, Enterprise Business Tips, Getting Started with Payments

GDPR - What is It and How Does It Affect Me?

Posted on Mar 09, 2018
Set to go into effect in May, the General Data Protection Regulation (GDPR) is a new set of guidelines designed to safeguard how personal consumer information is captured, shared and stored by organizations throughout Europe. More specifically, the GDPR exists to:  “(H)armonize data privacy laws across Europe, to protect and empower all EU citizens data  privacy and to reshape the way organizations across the region approach data privacy.” 
Read the Full Post

Topics: EMV, PCI Compliance and Fraud Prevention

Credit Cards vs. Debit Cards: Pros, Cons and Security Concerns

Posted on Dec 07, 2017
Debit and credit cards are both convenient forms of payment that shoppers often use interchangeably. However, there are crucial differences between these two types of plastic: 
Read the Full Post

Topics: EMV, PCI Compliance and Fraud Prevention

Tips and Tricks for Merchants to Detect and Protect Against Gift Card Fraud

Posted on Dec 01, 2017
Most retailers love the idea of gift cards — and for good reason:  Each card in circulation represents money already spent. You’ve made the sale, and you’re simply waiting for the card recipient to collect his or her goods.  Most gift cards expire — without ever being used. This means you still make that sale — without losing any inventory. 
Read the Full Post

Topics: PCI Compliance and Fraud Prevention, Small Business Tips

Harpooning and Spear Phishing and Spoofing, Oh My!

Posted on Oct 04, 2017
How many emails about possible security threats from your IT team got you scratching your head or saying, “Wait, what?” More now than ever before, especially with the Internet of Things (IOT), we hear cyber security terms tossed around in the news, on the Internet, and at work. How can we reduce fraudulent risks if we don’t know these security threats exist or what they mean?
Read the Full Post

Topics: PCI Compliance and Fraud Prevention

Visa QIR Requirements: What is It and How is My Business Affected?

Posted on Sep 28, 2017
  Today's payment compliance environment is growing to address the increase in security issues and the need for standardization to enable a global payments environment. For your small business, that means you need to stay on track with the evolving set of requirements set by card brands, including Visa, Mastercard, American Express and Discover. QIR qualification is one of the newest types of compliance additions put in place by Visa that impact some businesses. Here's what’s involved, who it impacts, and how it can be addressed by your business if affected by this payment compliance for credit card processing.
Read the Full Post

Topics: Due.com Partner Posts, EMV, PCI Compliance and Fraud Prevention, BluePay Partners

Welcome to the BluePay Blog!

Whether you're a small business, an enterprise corporation, a financial institution, or a software partner, we have created a series of blog posts to help you and your customers, learn more about the complex nature of payments. Take a look to learn how payments can help to simplify your business operation, and may even help to grow your revenue.

Recent Posts