BluePay Blog

The emergence of real-time payments around the world is a game-changer for retailers and other companies that want to improve their customer experiences. The real-time payment systems deliver instant interbank electronic fund transfer service on a 24/7 basis. The payment can be initiated through numerous channels, such as mobile devices like smartphones and tablets, via digital wallets, or through the web.

Topics: Due.com Partner Posts, Financial Institutions, Payment Technology, PCI Compliance and Fraud Prevention, Consumer Education

In 2014, Apple finally added payments to its growing line of hardware and software offerings. Apple Pay launched as a virtual wallet that allows users to tie credit cards to their iPhones and iPads. Then, they can use their mobile devices to initiate contactless payments at the point of sale. In 2019, the company followed up with Apple Card — a credit card that interfaces with Apple Pay.

Topics: Mobile Payments, Payment Technology, Payment Trends, Consumer Education

2019 marks the year that many mobile carriers launch their 5G networks. It’s the fifth generation of wireless technology. The changes include new smartphones with 5G capability, which have only recently hit the market. That means most people don’t yet have access to this powerful network. However, it’s important to start covering the 5G revolution as it starts to prepare retailers for the opportunities to come so changes can start now to accommodate the new network.

Topics: Due.com Partner Posts, Mobile Payments, E-Commerce and Online Payments, Payment Technology, Small Business Tips, Payment Trends

Accepting gift cards for your small business is a simple, effective way to improve sales. Gift cards are easy, convenient options that take the guesswork out of gift giving and allow the recipients to purchase the item or receive the service they desire. There are many benefits of accepting gift cards. Here are just a few:

Topics: Payment Technology, Small Business Tips, Getting Started with Payments

Digital transformation is happening all around us as our lives become more dependent on internet technology. Yet, whereas much of this transition is driven by consumer desire for ease, speed, and convenience, businesses are sometimes reluctant to make the requisite investments to meet this growing demand for digitization. Doing so is often seen as prohibitively expensive.

Topics: Software and Payment Integration, Mobile Payments, E-Commerce and Online Payments, Payment Technology, Payment Trends

For decades, consumers around the globe relied on “legacy” credit and debit cards when shopping in-person at retail stores. These simple pieces of plastic came with account numbers on the front and a magnetic stripe on the back that allowed users to physically swipe their cards at the checkout counter. The problem was, these magstripe credit cards were relatively easy to clone — even from a distance. This security flaw allowed criminals to steal a user’s payment data and rack up fraudulent charges.

Topics: E-Commerce and Online Payments, Payment Technology, PCI Compliance and Fraud Prevention, Small Business Tips, Payment Trends

In June, Facebook announced Libra, a cryptocurrency that allows Facebook users to make purchases or send money to other Facebook users without any fees attached to these transactions. You can use it online, at exchange points that include certain retailers, through a third-party wallet app, or as part of Facebook’s Calibra wallet. It is set to launch for public use during the first half of 2020.

Topics: Due.com Partner Posts, Mobile Payments, E-Commerce and Online Payments, Payment Technology, Payment Trends, Consumer Education

There’s an arms race in the digital payments industry, with security experts constantly trying to stay one step ahead of increasingly bold cybercriminals. This trend is especially pronounced in the e-commerce world, given the anonymity that online shoppers enjoy. That last sale could have originated from a legitimate cardholder, or it could have come from a hacker on the other side of the world.

Topics: E-Commerce and Online Payments, Payment Technology, PCI Compliance and Fraud Prevention

Consumers are savvier. Criminals are craftier. Now, companies have to ramp up their own capabilities to meet the higher expectations and strategies impacting their business results. Technology is helping companies deliver a trustworthy transaction process as part of an exceptional experience for consumers. At the same time, they are using these tools to stop criminals. This is due in large part to the advancement of the smart payment platform. Here’s what the smart payment platform looks like.

Topics: Due.com Partner Posts, E-Commerce and Online Payments, Payment Technology, PCI Compliance and Fraud Prevention, Payment Trends

The basic concept behind brick-and-mortar retail is almost as old as commerce itself, with buyers and sellers historically meeting in centralized marketplaces to conduct business. The advent of mail ordering (in the 19th century) and phone-based ordering (in the 20th century) altered this dynamic, allowing merchants to sell goods without meeting customers in person. Still, the vast majority of exchanges happened face to face.

Topics: Mobile Payments, E-Commerce and Online Payments, Payment Technology, Small Business Tips