BluePay Blog

Payment methods and preferences continue to evolve and change. Contactless payments -- also known as tap and pay -- have been one of the trends on the radar for the last few years. In 2019, there are more changes in mobile payments and contactless payment trends that are important to watch to ensure your business is addressing customer expectations.

Topics: Due.com Partner Posts, Mobile Payments, Payment Technology, Small Business Tips, Payment Trends

ATMs have been a go-to convenience for consumers and business owners for decades. Found all over the world on the main streets of cities, in shopping centers, gas stations, and restaurants, ATMs have been the life-saver for getting quick cash, as well as avoiding standing in line at the bank just to do a quick deposit.  As such a relied-on device, it’s hard to even imagine that recent predictions estimate that the ATM is set for extinction in less than 25 years.

Topics: Due.com Partner Posts, Financial Institutions, Payment Technology, Payment Trends

Most credit cards in the U.S. still come with magnetic stripes on the back — reserved for “swipe-and-sign” transactions. However, magstripe cards are easy to clone, making them prone to fraud and abuse. Signatures offer little additional protection, which is why the major credit cards have recently dropped this verification requirement.  In recent years, the payment industry has encouraged customers and businesses to shift from magstripe technology in favor of:

Topics: EMV, Mobile Payments, Payment Technology, PCI Compliance and Fraud Prevention, Small Business Tips, Payment Trends

One of the most significant payments trends in 2019 is mPOS. If you have a physical retail space or a pop-up shop, or work in a service-oriented business where you can offer on-site payment as a convenience, then you’ll want to know what the rise of mPOS means for you. 

Topics: Due.com Partner Posts, Mobile Payments, Payment Technology, Payment Trends

With technology continuing to advance, it’s critical to stay informed about what’s on the horizon so you can start thinking about whether the emerging options are a strategic fit for your business. And, while you may just be in the midst of adopting more cloud-based technology to run your daily operations, you may want to press pause while you consider the recent appearance of what is called edge computing. 

Topics: Due.com Partner Posts, Payment Technology, Small Business Tips

A point-of-sale (POS) system is the mix of hardware and software that allows you to process payments for goods and services at the checkout counter. Historically, getting started was prohibitively expensive, which is why only the biggest retailers could afford a POS.  Though as with all technologies, POS systems became better, faster and more affordable — allowing smaller retailers to begin using them.

Topics: Payment Technology, Small Business Tips, Getting Started with Payments, Consideration

Most retailers are reluctant about using the “honor system” when it comes to dealing with customers. Below are just some of the reasons why:  Nearly one in 10 Americans admit to shoplifting at some point in their lifetime.  Every year, shoplifters boost more than $13 billion worth of merchandise.  Only one in 48 shoplifters are ever caught. Less than half face criminal prosecution.

Topics: Payment Technology, Payment Trends

Many small business owners are so eager to launch that they invest little time in their point-of-sale (POS) technology. As long as their system can accept credit card payments, they’re satisfied.  Although all POS technologies perform the same basic function, each platform offers slightly different bells and whistles. It’s important you find a solution that meets your business’s needs — both today and for many years to come.

Topics: Software and Payment Integration, EMV, Mobile Payments, Payment Technology, Small Business Tips, Getting Started with Payments

Whether customers visit your physical store, shop on their mobile phones, or do both, winning business involves holding their interest. And, with shortening attention spans, this interest starts to wane. So, retailers have a few seconds to create engagement.  One solution is to connect and engage customers through technology. In response, retail technology companies continue to evolve with more options for businesses of all sizes. As 2019 nears, here are some of the latest tech options for retail engagement to consider.

Topics: Due.com Partner Posts, Payment Technology, Payment Trends

Cash used to be king, but today’s consumers prefer to pay with credit, debit, or even alternative payment methods, like Apple Pay. Offering your customers more ways to pay can help increase your sales and generate customer loyalty.

Topics: Payment Technology, Getting Started with Payments, Merchant Accounts