BluePay Blog

There’s an arms race in the digital payments industry, with security experts constantly trying to stay one step ahead of increasingly bold cybercriminals. This trend is especially pronounced in the e-commerce world, given the anonymity that online shoppers enjoy. That last sale could have originated from a legitimate cardholder, or it could have come from a hacker on the other side of the world.

Topics: E-Commerce and Online Payments, Payment Technology, PCI Compliance and Fraud Prevention

Consumers are savvier. Criminals are craftier. Now, companies have to ramp up their own capabilities to meet the higher expectations and strategies impacting their business results. Technology is helping companies deliver a trustworthy transaction process as part of an exceptional experience for consumers. At the same time, they are using these tools to stop criminals. This is due in large part to the advancement of the smart payment platform. Here’s what the smart payment platform looks like.

Topics: Due.com Partner Posts, E-Commerce and Online Payments, Payment Technology, PCI Compliance and Fraud Prevention, Payment Trends

The basic concept behind brick-and-mortar retail is almost as old as commerce itself, with buyers and sellers historically meeting in centralized marketplaces to conduct business. The advent of mail ordering (in the 19th century) and phone-based ordering (in the 20th century) altered this dynamic, allowing merchants to sell goods without meeting customers in person. Still, the vast majority of exchanges happened face to face.

Topics: Mobile Payments, E-Commerce and Online Payments, Payment Technology, Small Business Tips

Investing in technology is one of the biggest business decisions you’ll make. You want to ensure your business is benefiting from what’s available, but you don’t have the budget to buy every gadget that comes to market. For a retailer, this technology decision often hinges on when to upgrade the POS equipment. Here are some things to consider that will help inform your decision about when it’s the right time to upgrade and choose the right POS system for your business.

Topics: Due.com Partner Posts, Payment Technology, Small Business Tips, Getting Started with Payments

At one point, RFID was pegged as the disruptive retail technology that would forever change how this industry operated. And, while RFID had a positive impact and has helped evolve retail to address the need for a frictionless process, the power of the Internet of Things (IoT) – a networked infrastructure that connects multiple devices to share data in faster, more varied ways – has certainly evolved over the last 10 years.

Topics: Due.com Partner Posts, Mobile Payments, Payment Technology, Payment Trends

Although it sounds more like something out of a science fiction novel or movie, facial recognition is gaining ground as a technology for identify verification. If you have an iPhone, you may already be using this biometric method.  Rather than entering a password, your smartphone recognizes you from a scan of your face that it took when you first used it. From there, many more apps have integrated the facial recognition technology. 

Topics: Due.com Partner Posts, Mobile Payments, Payment Technology, Payment Trends

What do you do when:  Your App Store brings in $11 billion annually?  You’ve sold more than 2 billion phones worldwide?  You’re company’s valuation exceeds $1 trillion?  The answer is simple.  You go into mobile payments, of course. That’s precisely what Apple did with the introduction of Apple Pay — a virtual wallet that allows users to link credit cards to their phones, whether they’re shopping:  On an e-commerce site  Within the App Store  In-person at a retail store

Topics: Payment Technology, Payment Trends, Consumer Education

The last thing any online or in-store retailer wants is for their customers to abandon their shopping carts. That means a lost sale in the present and the potential for lost sales in the future if the customer decides to not return. However, some retailers have been so accustomed to controlling the transaction process that they have lost touch with what their customers want out of a checkout experience. 

Topics: Due.com Partner Posts, Mobile Payments, E-Commerce and Online Payments, Payment Technology, Small Business Tips, Getting Started with Payments, Payment Trends

The in-vehicle payment market is considered relatively new with some of the first mentions of its potential in 2017 when researchers started tracking this business segment. The first signs of this new payment method appeared in 2016.   Current and Projected Growth Now, according to research firm Technavio, the global in-vehicle payment services market is set to increase by over 195% during the period from 2017 to 2021.

Topics: Due.com Partner Posts, Mobile Payments, E-Commerce and Online Payments, Payment Technology, Payment Trends

It seems like every few months there’s another retail innovation that dominates the headlines. For example, many storeowners are still reeling from the news about Amazon Go — the first supermarket of its kind.  Although in the pilot phase, Amazon Go takes the concept of “self-checkout” to the next level. Customers can walk in, load their baskets, and walk out — all without interfacing with a cashier. In fact, there’s no physical checkout process — not even with a machine-based scanner. 

Topics: Software and Payment Integration, Payment Technology, Payment Trends