BluePay Blog

2019 marks the year that many mobile carriers launch their 5G networks. It’s the fifth generation of wireless technology. The changes include new smartphones with 5G capability, which have only recently hit the market. That means most people don’t yet have access to this powerful network. However, it’s important to start covering the 5G revolution as it starts to prepare retailers for the opportunities to come so changes can start now to accommodate the new network.

Topics: Due.com Partner Posts, Mobile Payments, E-Commerce and Online Payments, Payment Technology, Small Business Tips, Payment Trends

Although it sounds more like something out of a science fiction novel or movie, facial recognition is gaining ground as a technology for identify verification. If you have an iPhone, you may already be using this biometric method.  Rather than entering a password, your smartphone recognizes you from a scan of your face that it took when you first used it. From there, many more apps have integrated the facial recognition technology. 

Topics: Due.com Partner Posts, Mobile Payments, Payment Technology, Payment Trends

The in-vehicle payment market is considered relatively new with some of the first mentions of its potential in 2017 when researchers started tracking this business segment. The first signs of this new payment method appeared in 2016.   Current and Projected Growth Now, according to research firm Technavio, the global in-vehicle payment services market is set to increase by over 195% during the period from 2017 to 2021.

Topics: Due.com Partner Posts, Mobile Payments, E-Commerce and Online Payments, Payment Technology, Payment Trends

Payment methods and preferences continue to evolve and change. Contactless payments -- also known as tap and pay -- have been one of the trends on the radar for the last few years. In 2019, there are more changes in mobile payments and contactless payment trends that are important to watch to ensure your business is addressing customer expectations.

Topics: Due.com Partner Posts, Mobile Payments, Payment Technology, Small Business Tips, Payment Trends

In recent years, we've heard about the shared economy and the on-demand economy. Now, there's the API economy. With each economy that emerges, it's important to know what it involves and how you can become a part of it to leverage any relevant benefits for your business. Although this meaning of economy is slightly different, it's important to know what it involves because today's businesses do need to consider leveraging APIs to service unique customer needs and expectations.

Topics: Software and Payment Integration, B2B, Due.com Partner Posts, Payment Technology, ISV/VAR

Open source contamination is the bane of many independent software vendors (ISVs). If even a tiny snippet of open source code makes it into your build, the entire application might legally be reclassified as “open source.”  To avoid this, developers must invest a lot of time creating bespoke code entirely from scratch. As an ISV, there’s another type of “contamination” of which you need to be aware — one that has to do with payment security. Or more specifically, PCI compliance. 

Topics: Software and Payment Integration, Payment Technology, PCI Compliance and Fraud Prevention, ISV/VAR

With nearly 20 percent market share, Fitbit is arguably the most popular wearable technology in the world. These personal fitness trackers can monitor everything from your heart rate to steps taken to sleep patterns. With more than 25 million active users, Fitbit continues to rake in billions of dollars every year — all through sales of its wearable devices.  But the company believes its Fitbit can become more than just a fitness tracker. In 2018, it added mobile payments to its growing line of wearable tech.

Topics: EMV, Payment Technology, Small Business Tips, Payment Trends

Over the last few years, chip-and-PIN has been heralded as the gold standard in payment security. These EMV credit cards come with embedded chips that are next to impossible to clone. To initiate an in-store payment, customers must input a personal identification number (PIN) that only they know.  Additionally, mobile payments and wearable technologies continue to grow in popularity every year. In fact, experts predict that annual in-store sales generated through smart devices could exceed $500 billion by 2020 — in the United States alone. 

Topics: EMV, Mobile Payments, Payment Technology, PCI Compliance and Fraud Prevention, Payment Trends

As an independent software vendor (ISV), functionality and integration have always been central to what you do. When a client commissions a new software application, your job is to make sure it works as expected.  Yet, the scope of this responsibility continues to expand as more clients request payment integration with their projects. Not only must these applications work, but they also have to comply with PCI guidelines to maintain data security. 

Topics: Payment Technology, PCI Compliance and Fraud Prevention, ISV/VAR

In 1995, Borders and Barnes & Noble both maintained nationwide networks of brick-and-mortar bookstores. This made it nearly impossible for smaller retailers to compete.  Then came Amazon, which began selling books online.  What once was an insurmountable advantage became a liability as major book retailers had to divert dwindling profits toward rent, overhead and other brick-and-mortar expenses. 

Topics: Payment Technology, Payment Trends