BluePay Blog

As a business owner, you’re likely already aware of the PCI compliance rules governing payment data security. However, payment information isn’t the only thing worth protecting from fraud and abuse. In fact, there exists a host of data protection laws around the globe designed to safeguard sensitive personally identifiable information (PII). These privacy acts are becoming increasingly important given the speed and ease with which we send, receive, and store data in the digital world.

Topics: E-Commerce and Online Payments, PCI Compliance and Fraud Prevention, Small Business Tips, Enterprise Business Tips, Consumer Education

When looking at a way to expand your business offering, one way to do so is through subscription-based products and services offered through your website. A McKinsey study found that the subscription-based e-commerce market in the U.S. increased from $57 million in 2011 to $2.6 billion in 2016. And, it’s still growing at a considerable rate with more opportunities, especially since consumers are subscribing to everything -- from Netflix and Spotify to phone apps to curated product boxes with snacks, educational toys, food and prepared meals, clothing and makeup, and even pet items.

Topics: Due.com Partner Posts, Recurring Billing and Electronic Invoicing, Small Business Tips, Enterprise Business Tips, Payment Trends

Whenever customers are unhappy with products or services, they can request a refund directly from you — the merchant.  This is usually an unpleasant experience, and retailers often go out of their way to avoid issuing refunds. The alternative, however, is much worse.  These dissatisfied customers also have the option of disputing purchases and initiating chargebacks through their banks. The banks then credit those users’ accounts before chasing you down for the outstanding balance. 

Topics: EMV, E-Commerce and Online Payments, PCI Compliance and Fraud Prevention, Small Business Tips, Enterprise Business Tips, Getting Started with Payments

First introduced by the Department of Homeland Security and the National Cyber Security Alliance in 2004, Cyber Security Month was designed to raise awareness of how we interact with and manage the “Internet of Things.” Although this annual campaign has helped make payment security and data storage more secure, there’s still a lot more that needs to be done. In 2017 alone, we’ve witnessed two of the largest cyber attacks in recorded history – i.e., the WannaCry ransomware virus and the Equifax data breach. 

Topics: PCI Compliance and Fraud Prevention, Small Business Tips, Enterprise Business Tips

There are times when merchants need a quick infusion of cash to help cover upcoming expenses, whether those include: 

Topics: Small Business Tips, Enterprise Business Tips

Chargebacks are becoming one of the biggest payment challenges for businesses of all sizes today. While some chargebacks are completely legitimate, it turns out that fraudsters have figured out a way to get more free merchandise using this refund technique. This becomes especially true when it turns out that credit card issuers, like banks, often rule for the cardholder (or fraudster posing as the card holder). Although any business can fall victim to this type of fraud, there are some businesses that have been identified as being more likely to be affected. These businesses are then labeled high risk by credit card processing companies and must contend with higher fees or the inability to even get a merchant account.

Topics: Due.com Partner Posts, Guest Blog Posts, Small Business Tips, Enterprise Business Tips

More cases of compromised credit card information in recent data breaches are impacting the ever-increasing requirements of the proper handling of cardholder data.

Topics: Due.com Partner Posts, Guest Blog Posts, PCI Compliance and Fraud Prevention, Small Business Tips, Enterprise Business Tips

Running a business takes the assistance of many stakeholders, including vendors that can provide you with products and services that maintain your operations. Although it seems like having multiple vendors can provide you with more competitive pricing and service offering, it actually makes more fiscal sense to consolidate vendors so that you work with as few as possible.

Topics: Small Business Tips, Enterprise Business Tips, Getting Started with Payments

BluePay is pleased to bring you this valuable information from our partner, Due, makers of a free digital wallet that allows users to easily make and accept payments online.  Whether you see yourself as a salesperson or not, if you have a business, including working as a freelancer or startup founder, you are in sales. Essentially, to get revenue of any kind for a product or service, you have to sell what you are offering to an audience. You must convince them to buy from you instead of anyone else that does something similar. Some may find it easy to sell anything to anybody while others struggle with the concept.

Topics: Due.com Partner Posts, Guest Blog Posts, Small Business Tips, Enterprise Business Tips, Getting Started with Payments

BluePay is pleased to bring you this valuable information from our partner, Due, makers of a free digital wallet that allows users to easily make and accept payments online. With more business being conducted online, the risk for fraud goes up. That’s because fraudsters see the opportunities to try and get something for nothing, and many have found a way to do that thanks to something known as chargebacks.

Topics: Due.com Partner Posts, Small Business Tips, Enterprise Business Tips, Getting Started with Payments