BluePay Blog

There’s an arms race in the digital payments industry, with security experts constantly trying to stay one step ahead of increasingly bold cybercriminals. This trend is especially pronounced in the e-commerce world, given the anonymity that online shoppers enjoy. That last sale could have originated from a legitimate cardholder, or it could have come from a hacker on the other side of the world.

Topics: E-Commerce and Online Payments, Payment Technology, PCI Compliance and Fraud Prevention

Consumers are savvier. Criminals are craftier. Now, companies have to ramp up their own capabilities to meet the higher expectations and strategies impacting their business results. Technology is helping companies deliver a trustworthy transaction process as part of an exceptional experience for consumers. At the same time, they are using these tools to stop criminals. This is due in large part to the advancement of the smart payment platform. Here’s what the smart payment platform looks like.

Topics: Due.com Partner Posts, E-Commerce and Online Payments, Payment Technology, PCI Compliance and Fraud Prevention, Payment Trends

The basic concept behind brick-and-mortar retail is almost as old as commerce itself, with buyers and sellers historically meeting in centralized marketplaces to conduct business. The advent of mail ordering (in the 19th century) and phone-based ordering (in the 20th century) altered this dynamic, allowing merchants to sell goods without meeting customers in person. Still, the vast majority of exchanges happened face to face.

Topics: Mobile Payments, E-Commerce and Online Payments, Payment Technology, Small Business Tips

The last thing any online or in-store retailer wants is for their customers to abandon their shopping carts. That means a lost sale in the present and the potential for lost sales in the future if the customer decides to not return. However, some retailers have been so accustomed to controlling the transaction process that they have lost touch with what their customers want out of a checkout experience. 

Topics: Due.com Partner Posts, Mobile Payments, E-Commerce and Online Payments, Payment Technology, Small Business Tips, Getting Started with Payments, Payment Trends

The in-vehicle payment market is considered relatively new with some of the first mentions of its potential in 2017 when researchers started tracking this business segment. The first signs of this new payment method appeared in 2016.   Current and Projected Growth Now, according to research firm Technavio, the global in-vehicle payment services market is set to increase by over 195% during the period from 2017 to 2021.

Topics: Due.com Partner Posts, Mobile Payments, E-Commerce and Online Payments, Payment Technology, Payment Trends

Because of their nonprofit, tax-exempt status, churches must survive on the goodwill of their members. Yet, many congregations still rely on cash-based donations to raise funds.  There’s nothing wrong with this approach. In fact, many successful stores only accept cash, as well. It’s possible to do just fine with this strategy.

Topics: Recurring Billing and Electronic Invoicing, E-Commerce and Online Payments, Nonprofits, Awareness

Valentine’s Day may not receive as much fanfare as other shopping holidays like Black Friday. Though according to the National Retail Federation, this annual celebration (on Feb. 14) brings in nearly $20 billion for retailers and restaurants across the country.

Topics: Mobile Payments, E-Commerce and Online Payments, PCI Compliance and Fraud Prevention, Fun Posts, Payment Trends

When Amazon launched in 1994, it faced an uphill battle. The online retailer was going up against established brick-and-mortar titans such as Borders and Barnes & Noble — both of which had vast networks of stores from coast to coast.  This real estate advantage soon became a liability as e-commerce continued to evolve. Amazon was able to avoid many of the costly staffing, rental and utility expenses that brick-and-mortar stores have to pay. 

Topics: B2B, E-Commerce and Online Payments, Payment Trends

Every organization that captures, processes, stores, transmits, or affects credit card data is expected to comply with the security guidelines established by the Payment Card Industry (PCI).  These data security rules apply to multinationals, small shops and nonprofits alike. Failure to become PCI-compliant can lead to hefty fines for that organization.  Equally important, these guidelines continue to evolve over time as criminals develop newer and smarter data breaching techniques.

Topics: Software and Payment Integration, EMV, E-Commerce and Online Payments, PCI Compliance and Fraud Prevention

Every year, millions of Canadians wake bright and early on December 26th and brave the potentially bone-chilling weather to reach their local shopping mall or big box store. Why? Because it’s Boxing Day — a British tradition co-opted by its former colony and now a statutory holiday that sees retailers offering rock-bottom prices and consumers willing to spend big.

Topics: E-Commerce and Online Payments, Small Business Tips