BluePay Blog

There are many industries that experience peaks and valleys throughout the year. It doesn’t make sense for businesses in these sectors to maintain a full roster of employees during the less busy seasons. This phenomenon obviously applies to: Hospitality, restaurant, and vacation businesses that cater mostly to tourists Retailers that need extra staff during the busy holiday shopping season — from Black Friday to New Year’s

Topics: Small Business Tips, Awareness

Welcome back to the next installment in our ongoing series on National Cybersecurity Awareness Month (recognized every October). In previous articles, we covered: Cybersecurity habits to incorporate in your life right away. Cybersecurity careers worth exploring today and tomorrow. In this post, we’ll discuss one of the biggest threats affecting mobile banking — Trojan malware that cybercriminals use to steal financial data.

Topics: Financial Institutions, Mobile Payments, PCI Compliance and Fraud Prevention, Awareness, Consumer Education

In our last article, September Is National Preparedness Month, we covered some of the steps that individuals, families, and communities can take to minimize the impact of emergencies and disasters. Yet, many adults spend the majority of their waking hours at work. Thus, it is important to have business-specific emergency action plans, as well.

Topics: Small Business Tips, Awareness

  From floods to wildfires to terrorist attacks, disaster can strike at any time. Although we can’t control the where and when of horrific events, we can take steps to reduce their impact. This is the goal of National Preparedness Month (NPM). Held annually throughout September, NPM is designed to save lives, mitigate damage, and help communities rebuild as quickly as possible through “disaster and emergency planning.”

Topics: Awareness, Consumer Education

The back-to-school season is upon us, as kids nationwide gear up for math, science, art, social studies, etc. Noticeably absent from modern education, however, are classes on financial responsibility. It shows. In the United States: The average household carries more than $16,000 in credit card debt. According to a 2018 report, 61% of Americans don’t have enough savings to cover a $1,000 emergency.

Topics: Fun Posts, Awareness, Consumer Education

Starting a new business can be both exciting and terrifying. If successful, you face the possibility of leaving your day job and earning more money than you ever dreamed possible. At the same time, there are so many expenses to cover — all before making your first sale. Even for seasoned veterans, navigating the business landscape is inherently risky. However, it’s possible to mitigate some of these risks if you prioritize your finances and spend wisely.

Topics: Small Business Tips, Getting Started with Payments, Awareness

According to The  Nilson Report, payment cards generate more than $6.5 trillion in purchase volume annually in the U.S.  That’s a lot of money.  As a merchant, it obviously makes sense to add “plastic” to your list of accepted payment options. Doing so allows you to tap into this multitrillion-dollar pie.However, this volume includes many types of plastic, with credit cards generating the largest share at $3.7 trillion a year.

Topics: Small Business Tips, Getting Started with Payments, Awareness, Consumer Education

Because of their nonprofit, tax-exempt status, churches must survive on the goodwill of their members. Yet, many congregations still rely on cash-based donations to raise funds.  There’s nothing wrong with this approach. In fact, many successful stores only accept cash, as well. It’s possible to do just fine with this strategy.

Topics: Recurring Billing and Electronic Invoicing, E-Commerce and Online Payments, Nonprofits, Awareness

In the worlds of marketing and search engine optimization (SEO), content is still king — but the kingdom is no longer limited to the written word.  Videos are quickly emerging as the dominant way to attract users, convert leads and generate sales. Nowhere is this more apparent than on YouTube, which doubles as the world’s:  Largest video-sharing platform

Topics: Fun Posts, Small Business Tips, Awareness

Credit reporting agencies (aka credit bureaus) are responsible for collecting consumer credit data that businesses then use when assessing a person’s ability to meet certain financial obligations: A bank, for example, might use a borrower’s credit score to determine what interest rates to charge. The lower the score, the greater the risk of not being paid back. As such, that lender would likely charge a higher interest rate.

Topics: Awareness, Consumer Education