BluePay Blog

In recognition of National Credit Education Month, each Tuesday in March we will publish a post with helpful tips on how to improve your credit health. In today’s post, learn the importance of a credit score and how to improve it over time.  March is National Credit Awareness Month — that special time of year when everyone is encouraged to sort their finances and climb out of debt.  To accomplish either of these goals, improving your personal credit score is essential. 

Topics: Small Business Tips, Awareness, Consumer Education

In recognition of National Credit Education Month, each Tuesday in March we will publish a post with helpful tips on how to improve your credit health. In today’s post, learn different methods to reduce debt and save money.  Americans have a love/hate relationship with debt. Credit cards and cheap financing allow us to enjoy perks we wouldn’t normally be able to afford. Yet, as the numbers below illustrate, this convenience and access can quickly get out of control.  Nationwide, total household debt is now approaching $13 trillion — an amount that has steadily risen over the past four years.  That’s just the consumer side.

Topics: Small Business Tips, Awareness, Consumer Education

There are already tons of month-long observances celebrated during March, including:  National Celery Month  National Kidney Month  Youth Art Month  March is also National Credit Education Month — a 31-day stretch of the year during which Americans are encouraged to:  Clean up their finances  Fix their credit scores  Climb out of debt  Does America really need an entire month dedicated to credit awareness?

Topics: Small Business Tips, Awareness

The concept of “consumer credit” dates from 3500 B.C. Mesopotamia. Yet, what most of us would recognize as a “credit card” didn’t come along until 1950 — courtesy of the Diners' Club.  This earliest form of plastic wasn’t even plastic. It was cardboard, and you could only use it at select restaurants.  However, the credit card has evolved substantially over the years. Politicians had to step in occasionally to help make the credit card industry fairer and more transparent.

Topics: Payment Trends, Awareness

In today’s day and age, accepting credit card payments is essential to the success of your business. The technology and processes working in the background of electronic transaction processing can be quite complicated. You may have heard the terms Payment Processor and Payment Gateway. What do they mean? Do you need them for your payment processing solution?

Topics: E-Commerce and Online Payments, Payment Technology, Getting Started with Payments, Awareness

The BluePay Blog is dedicated to providing you with useful information to help you understand payments, learn best business practices, or stay attuned to security concerns. We continually publish new content, averaging over 125 posts annually. We took a look at our blog to see which posts resonate with our visitors. Here is a list of our top 10 popular blog posts. If you haven’t read them yet, click on the links below.

Topics: E-Commerce and Online Payments, Payment Technology, PCI Compliance and Fraud Prevention, Small Business Tips, Enterprise Business Tips, Getting Started with Payments, Awareness

Credit card processing can be complex. Even more so when you’re presented with an industry-related acronym that has you reaching for your smartphone or tablet to Google search the meaning.   In short (no pun intended), an acronym is an abbreviation formed by the initial letters of multiple words, ex. ISV stands for Integrated Software Vendor.

Topics: Small Business Tips, Getting Started with Payments, Awareness

Finding clients used to be the most challenging thing about running a small business or freelance operation. However, that challenge has been surpassed by the struggle to get paid by clients. Even one unpaid invoice for the month can lead to problems covering expenses or even getting a paycheck. Now, double those late payments by five or ten invoices and see how quickly your credit and business stability are impacted. 

Topics: Due.com Partner Posts, Recurring Billing and Electronic Invoicing, Small Business Tips, Getting Started with Payments, Awareness

From Uber to Airbnb to rentable power tools, there are plenty of ways to receive the benefit of certain products and services — without buying those products and services.  That’s because we now live in a “sharing economy” where customers can pay for access instead of ownership. There are many advantages of this newer economic model. 

Topics: Small Business Tips, Payment Trends, Awareness

As a small business owner, you can always make more money, and you can always find more customers. You cannot, however, create more time. You have exactly 24 hours each day. Once those hours are gone, they’re gone forever. What steps can you take to maximize this precious commodity? 

Topics: Small Business Tips, Getting Started with Payments, Awareness