BluePay Blog

September is national preparedness month. Throughout this month, we will feature weekly posts on being prepared for any type of disaster or emergency that may affect you, your loved ones, or your business. Today's post provides tips for creating your preparedness plan for your business. In our last article, September Is National Preparedness Month, we covered some of the steps that individuals, families, and communities can take to minimize the impact of emergencies and disasters.

Topics: Small Business Tips, Awareness

As many are currently witnessing with Hurricane Dorian, it is important to be prepared for any type of disaster or emergency that may affect you, your loved ones, or your business. Throughout the month of September, we will feature various posts on being prepared for the worst not just this month, but all year long. From floods to wildfires to terrorist attacks, disaster can strike at any time.

Topics: Awareness, Consumer Education

The back-to-school season is upon us, as kids nationwide gear up for math, science, art, social studies, etc. Noticeably absent from modern education, however, are classes on financial responsibility. It shows. In the United States: The average household carries more than $16,000 in credit card debt. According to a 2018 report, 61% of Americans don’t have enough savings to cover a $1,000 emergency.

Topics: Fun Posts, Awareness, Consumer Education

Starting a new business can be both exciting and terrifying. If successful, you face the possibility of leaving your day job and earning more money than you ever dreamed possible. At the same time, there are so many expenses to cover — all before making your first sale. Even for seasoned veterans, navigating the business landscape is inherently risky. However, it’s possible to mitigate some of these risks if you prioritize your finances and spend wisely.

Topics: Small Business Tips, Getting Started with Payments, Awareness

According to The  Nilson Report, payment cards generate more than $6.5 trillion in purchase volume annually in the U.S.  That’s a lot of money.  As a merchant, it obviously makes sense to add “plastic” to your list of accepted payment options. Doing so allows you to tap into this multitrillion-dollar pie.However, this volume includes many types of plastic, with credit cards generating the largest share at $3.7 trillion a year.

Topics: Small Business Tips, Getting Started with Payments, Awareness, Consumer Education

Because of their nonprofit, tax-exempt status, churches must survive on the goodwill of their members. Yet, many congregations still rely on cash-based donations to raise funds.  There’s nothing wrong with this approach. In fact, many successful stores only accept cash, as well. It’s possible to do just fine with this strategy.

Topics: Recurring Billing and Electronic Invoicing, E-Commerce and Online Payments, Nonprofits, Awareness

In the worlds of marketing and search engine optimization (SEO), content is still king — but the kingdom is no longer limited to the written word.  Videos are quickly emerging as the dominant way to attract users, convert leads and generate sales. Nowhere is this more apparent than on YouTube, which doubles as the world’s:  Largest video-sharing platform

Topics: Fun Posts, Small Business Tips, Awareness

Credit reporting agencies (aka credit bureaus) are responsible for collecting consumer credit data that businesses then use when assessing a person’s ability to meet certain financial obligations: A bank, for example, might use a borrower’s credit score to determine what interest rates to charge. The lower the score, the greater the risk of not being paid back. As such, that lender would likely charge a higher interest rate.

Topics: Awareness, Consumer Education

March is National Credit Awareness Month — that special time of year when everyone is encouraged to sort their finances and climb out of debt.  To accomplish either of these goals, improving your personal credit score is essential.  Ranging anywhere from 300 to 850, credit scores may seem somewhat arbitrary. After all, how can you accurately capture a person’s financial health with a simple three-digit number?

Topics: Small Business Tips, Awareness, Consumer Education

Americans have a love/hate relationship with debt. Credit cards and cheap financing allow us to enjoy perks we wouldn’t normally be able to afford. Yet, as the numbers below illustrate, this convenience and access can quickly get out of control.  Nationwide, total household debt is now approaching $13 trillion — an amount that has steadily risen over the past four years.

Topics: Small Business Tips, Awareness, Consumer Education