BluePay Blog

If you grew up during the ’70s, ’80s or ’90s, you probably remember seeing branded credit cards offered by some of the biggest names in retail. You could use your JCPenney card at most stores — but using it specifically at JCPenney allowed you to rack up certain discounts and loyalty points.  These types of cards still exist — and probably won’t go away anytime soon.  However, big-box retailers are increasingly exploring a new payment option — i.e., mobile wallets that are directly tied to branded smartphone apps.  From Kohl’s Wallet to Walmart Pay to Target Wallet, each store uses a slightly different name — but the basic functionality remains the same: 

Topics: Mobile Payments, Payment Technology, Payment Trends

Debit and credit cards are both convenient forms of payment that shoppers often use interchangeably. However, there are crucial differences between these two types of plastic: 

Topics: EMV, PCI Compliance and Fraud Prevention

How many emails about possible security threats from your IT team got you scratching your head or saying, “Wait, what?” More now than ever before, especially with the Internet of Things (IOT), we hear cyber security terms tossed around in the news, on the Internet, and at work. How can we reduce fraudulent risks if we don’t know these security threats exist or what they mean?

Topics: PCI Compliance and Fraud Prevention

Last year, Apple introduced Apple Pay for the Web as a way to compete with online payment services like PayPal. This additional payment option is something you should consider for your small business website -- and it's not just because hundreds of thousands of major brands and recognizable retail websites are already supporting this new online payment method.

Topics: Due.com Partner Posts, E-Commerce and Online Payments, Payment Technology, Small Business Tips, Payment Trends

There are literally hundreds of credit cards available to consumers and business people from different credit card brands, banks, and affiliate brands. With so many choices, it would seem like it wouldn’t make sense to keep introducing new types of credit cards, but they appear near daily with some other type of spin or offers.

Topics: Due.com Partner Posts, Guest Blog Posts, Payment Technology

You may not be familiar with the term, interchange optimization, but you will want to understand what it means and how this can impact your business and your bottom line.

Topics: B2B, Due.com Partner Posts, Guest Blog Posts, Payment Technology

BluePay is pleased to bring you this valuable information from our partner, Due, makers of a free digital wallet that allows users to easily make and accept payments online.   When you hear that your business is high risk and you either can’t get credit card processing assistance, or it’s expensive, it may make you feel like someone who has tarnished credit. It’s like you did something wrong and your options become limited. While it may seem alienating to be considered a high-risk business, there are ways to create a positive and affordable credit card merchant processing experience so you can leverage the increased opportunities for more customers with this additional payment method for online transactions.

Topics: Getting Started with Payments

BluePay is pleased to bring you this valuable information from our partner, Due, makers of a free digital wallet that allows users to easily make and accept payments online. Not all businesses were created equal when it comes to the risk they incur from the industries they serve. Many credit card processing companies will not work with these high-risk industries due to this very risk that fraudulent activity will be higher because they are not operating within traditional products or services. However, like businesses in traditional industries, there can be strategies implemented that help reduce the risk of fraud and even prevent it from being an issue. 

Topics: Due.com Partner Posts, Guest Blog Posts, PCI Compliance and Fraud Prevention, Small Business Tips, Enterprise Business Tips, Getting Started with Payments

Topics: PCI Compliance and Fraud Prevention

Topics: Mobile Payments