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BluePay Blog

The Pros and Cons of a Universal Currency

Posted on Feb 23, 2018
There are approximately $75+ trillion in circulation worldwide, but only $5 trillion of this is paper-based. The rest is tied up in assets such as savings accounts, long-term deposits and stocks. These are usually represented digitally, meaning all of this wealth is really stored as 1s and 0s.  Why have different currencies if money is mostly electronic? Wouldn’t it be simpler to adopt a universal currency that could be used for all people for all transactions around the globe? 
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Topics: Payment Technology, Payment Trends

5 Things ISVs Need to Know About PCI Compliance and Payment Security

Posted on Feb 21, 2018
As an independent software vendor (ISV), functionality and integration have always been central to what you do. When a client commissions a new software application, your job is to make sure it works as expected.  Yet, the scope of this responsibility continues to expand as more clients request payment integration with their projects. Not only must these applications work, but they also have to comply with PCI guidelines to maintain data security. 
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Topics: Payment Technology, PCI Compliance and Fraud Prevention, ISV/VAR

Keeping Up with Payments - A Comprehensive Resource Guide

Posted on Feb 19, 2018
Did you know that retail digital commerce on desktop and mobile reached $100 billion in the third quarter of 2017 for the fourth consecutive quarter? That’s not just impressive, it’s also a pretty good indicator on what the future of online payments holds.  The problem is that the world of online payments is changing so rapidly, it can be a challenge to keep up. Sometimes, all the latest news about the advancements in payments doesn't even make sense. That’s why we’ve put together this handy list of resources to resolve that problem.
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Topics: Partner Posts, E-Commerce and Online Payments, Payment Technology, Small Business Tips, Enterprise Business Tips, Payment Trends, ISV/VAR

The Importance of Fintech in 2018

Posted on Feb 15, 2018
For decades, traditional banks have helped finance a range of disruptive technologies and businesses, from Skype to Amazon to solar panels.  Yet, despite making few improvements to their own business models, these banks have largely avoided disruption themselves. Paul Volcker, former Federal Reserve Chairman, even wrote an op-ed in 2009 titled, “The only thing useful [that] banks have invented in 20 years is the ATM.” 
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Topics: Financial Institutions, Payment Technology, ISV/VAR

Negative or Positive Reinforcement: Which Works Best for Late Invoices?

Posted on Feb 13, 2018
Regardless of the size of your business, invoicing is an absolute necessity. It’s what keeps cash flowing in, but not receiving payments on-time is an uphill battle. What happens when a client or customer fails to make a payment? That can have serious consequences for your business and it's one of a small business owner's biggest challenges. 
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Topics: Partner Posts, Recurring Billing and Electronic Invoicing, Small Business Tips

How Will Self-Driving Vehicles Impact the Car Rental Industry?

Posted on Feb 09, 2018
America’s love affair with the automobile is more than a century old. Karl Benz is often credited with developing the first commercially viable car in 1886. This was followed by Ford’s Model T in 1908 — the first car for the masses.  Even so, it can be argued that the introduction of the Eisenhower Highway System in 1956 changed the driving landscape forever. By connecting the country, these interstate highways created new cottage industries that, in turn, created their own cottage industries.  For example, rental cars became truly mainstream during the ’50s and ’60s. This spurred demand for innovative applications and processes to help handle the influx of more drivers on the road. 
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Topics: Payment Technology, ISV/VAR

4 Emerging Trends in the Mobile Payments Space

Posted on Feb 07, 2018
Shopping, social lives, and bill payments are just some of the many daily tasks that can be completed on a mobile device. Most people bring their devices with them everywhere, which allows them to manage their lives and even make payments on the go.  Businesses wisely have started to make use of mobile payments in as many ways as possible for the good of their customers. 
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Topics: Partner Posts, Mobile Payments, Payment Technology, Payment Trends

Helping Hotels Compete in an Airbnb World

Posted on Feb 05, 2018
In 2017, Airbnb recorded an estimated 100 million “guest arrivals.” Not too shabby for a company that’s only 10 years old. Airbnb’s success is bad news for the larger hospitality industry. The aforementioned number represents 100 million potential travelers who could’ve — but didn’t — stay with conventional hotels and motels.  Admittedly, not everyone who stays at an Airbnb home is in the market for traditional lodging. Like, the platform largely caters to budget travelers who go abroad only because affordable accommodations exist in their destination cities. This explains why for every 10 percent increase in Airbnb guests, there’s only a 0.35 percent decrease in hotel revenues.
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Topics: Software and Payment Integration, ISV/VAR

How to Keep Your Customers from Suffering the Groundhog Day Effect

Posted on Feb 01, 2018
"Groundhog Day" is a hilarious film in which the main character (played by Bill Murray) is forced to relive the same day again and again. It doesn’t matter what he says, does or thinks. When he goes to sleep and wakes up, it’s still Feb. 2 — i.e., Groundhog Day.  Stuck in this infinite loop, Murray’s character starts to go crazy. To break up the monotony, he tries different things such as: 
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Topics: Fun Posts, Small Business Tips

The Good, the Bad, and the Ugly of Living in an Amazon Go World

Posted on Jan 30, 2018
In 1995, Borders and Barnes & Noble both maintained nationwide networks of brick-and-mortar bookstores. This made it nearly impossible for smaller retailers to compete.  Then came Amazon, which began selling books online.  What once was an insurmountable advantage became a liability as major book retailers had to divert dwindling profits toward rent, overhead and other brick-and-mortar expenses. 
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Topics: Payment Technology, Payment Trends

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