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BluePay Blog

The Importance of Fintech in 2018

Posted on Feb 15, 2018
For decades, traditional banks have helped finance a range of disruptive technologies and businesses, from Skype to Amazon to solar panels.  Yet, despite making few improvements to their own business models, these banks have largely avoided disruption themselves. Paul Volcker, former Federal Reserve Chairman, even wrote an op-ed in 2009 titled, “The only thing useful [that] banks have invented in 20 years is the ATM.” 
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Topics: Financial Institutions, Payment Technology, ISV/VAR

Negative or Positive Reinforcement: Which Works Best for Late Invoices?

Posted on Feb 13, 2018
Regardless of the size of your business, invoicing is an absolute necessity. It’s what keeps cash flowing in, but not receiving payments on-time is an uphill battle. What happens when a client or customer fails to make a payment? That can have serious consequences for your business and it's one of a small business owner's biggest challenges. 
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Topics: Partner Posts, Recurring Billing and Electronic Invoicing, Small Business Tips

How Will Self-Driving Vehicles Impact the Car Rental Industry?

Posted on Feb 09, 2018
America’s love affair with the automobile is more than a century old. Karl Benz is often credited with developing the first commercially viable car in 1886. This was followed by Ford’s Model T in 1908 — the first car for the masses.  Even so, it can be argued that the introduction of the Eisenhower Highway System in 1956 changed the driving landscape forever. By connecting the country, these interstate highways created new cottage industries that, in turn, created their own cottage industries.  For example, rental cars became truly mainstream during the ’50s and ’60s. This spurred demand for innovative applications and processes to help handle the influx of more drivers on the road. 
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Topics: Payment Technology, ISV/VAR

4 Emerging Trends in the Mobile Payments Space

Posted on Feb 07, 2018
Shopping, social lives, and bill payments are just some of the many daily tasks that can be completed on a mobile device. Most people bring their devices with them everywhere, which allows them to manage their lives and even make payments on the go.  Businesses wisely have started to make use of mobile payments in as many ways as possible for the good of their customers. 
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Topics: Partner Posts, Mobile Payments, Payment Technology, Payment Trends

Helping Hotels Compete in an Airbnb World

Posted on Feb 05, 2018
In 2017, Airbnb recorded an estimated 100 million “guest arrivals.” Not too shabby for a company that’s only 10 years old. Airbnb’s success is bad news for the larger hospitality industry. The aforementioned number represents 100 million potential travelers who could’ve — but didn’t — stay with conventional hotels and motels.  Admittedly, not everyone who stays at an Airbnb home is in the market for traditional lodging. Like, the platform largely caters to budget travelers who go abroad only because affordable accommodations exist in their destination cities. This explains why for every 10 percent increase in Airbnb guests, there’s only a 0.35 percent decrease in hotel revenues.
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Topics: Software and Payment Integration, ISV/VAR

How to Keep Your Customers from Suffering the Groundhog Day Effect

Posted on Feb 01, 2018
"Groundhog Day" is a hilarious film in which the main character (played by Bill Murray) is forced to relive the same day again and again. It doesn’t matter what he says, does or thinks. When he goes to sleep and wakes up, it’s still Feb. 2 — i.e., Groundhog Day.  Stuck in this infinite loop, Murray’s character starts to go crazy. To break up the monotony, he tries different things such as: 
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Topics: Fun Posts, Small Business Tips

The Good, the Bad, and the Ugly of Living in an Amazon Go World

Posted on Jan 30, 2018
In 1995, Borders and Barnes & Noble both maintained nationwide networks of brick-and-mortar bookstores. This made it nearly impossible for smaller retailers to compete.  Then came Amazon, which began selling books online.  What once was an insurmountable advantage became a liability as major book retailers had to divert dwindling profits toward rent, overhead and other brick-and-mortar expenses. 
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Topics: Payment Technology, Payment Trends

Do We Still Need Humans for Human Resources?

Posted on Jan 26, 2018
Human resources departments typically cover a broad range of roles, but their core responsibilities fall into three main categories:  Recruitment and staffing On-the-job training Employee termination  Professionals in this field often have backgrounds in business administration or psychology. They’re selected using a number of characteristics such as compassion, approachability and interpersonal communication skills — i.e., areas that long have been the sole purview of humans.  But with the rise of artificial intelligence and machine learning, robots could eventually replace us in any number of disciplines — including human resources.
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Topics: Small Business Tips, ISV/VAR

Celebrate National Fun at Work Day - January 26, 2018

Posted on Jan 24, 2018
Billed as an opportunity to “dress up silly, partake in office-based mischief, or just crank the music up loud while you work,” National Fun at Work Day is a real thing.  No one seems to know who created it. Congress hasn’t voted on it. And technically speaking, it’s not an official holiday. But every year, offices across the country celebrate this holiday on the last Friday of January.  In 2018, National Fun at Work Day falls on Jan. 26. 
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Topics: Fun Posts, Small Business Tips

An Overview of P2P Payment Networks: Apple Pay Cash, Zelle and Venmo

Posted on Jan 22, 2018
Since launching in 1998, PayPal has dominated the peer-to-peer (P2P) payments space. In fact, the company is largely responsible for bringing the concept of “peer-to-peer” into the vernacular — long before the rise of Napster, BitTorrent or Bitcoin. 
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Topics: Payment Technology, Payment Trends

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