BluePay Blog

As a business owner, you’re likely already aware of the PCI compliance rules governing payment data security. However, payment information isn’t the only thing worth protecting from fraud and abuse. In fact, there exists a host of data protection laws around the globe designed to safeguard sensitive personally identifiable information (PII). These privacy acts are becoming increasingly important given the speed and ease with which we send, receive, and store data in the digital world.

Topics: E-Commerce and Online Payments, PCI Compliance and Fraud Prevention, Small Business Tips, Enterprise Business Tips, Consumer Education

Credit reporting agencies (aka credit bureaus) are responsible for collecting consumer credit data that businesses then use when assessing a person’s ability to meet certain financial obligations: A bank, for example, might use a borrower’s credit score to determine what interest rates to charge. The lower the score, the greater the risk of not being paid back. As such, that lender would likely charge a higher interest rate.

Topics: Awareness, Consumer Education

Reaching a larger target audience online and creating lifelong customers is a game changer for small business owners like freelancers, startup founders, and even established brick-and-mortar retailers. Online payment technology has led to fast and convenient checkouts so customers enjoy a great experience with you.  However, there's just one problem -- and it's a big one: online identity fraud.

Topics: Due.com Partner Posts, E-Commerce and Online Payments, PCI Compliance and Fraud Prevention

Credit card processing can be complex. Even more so when you’re presented with an industry-related acronym that has you reaching for your smartphone or tablet to Google search the meaning.   In short (no pun intended), an acronym is an abbreviation formed by the initial letters of multiple words, ex. ISV stands for Integrated Software Vendor.

Topics: Small Business Tips, Getting Started with Payments, Awareness

Set to go into effect in May, the General Data Protection Regulation (GDPR) is a new set of guidelines designed to safeguard how personal consumer information is captured, shared and stored by organizations throughout Europe. More specifically, the GDPR exists to:  “(H)armonize data privacy laws across Europe, to protect and empower all EU citizens data  privacy and to reshape the way organizations across the region approach data privacy.” 

Topics: EMV, PCI Compliance and Fraud Prevention

How many emails about possible security threats from your IT team got you scratching your head or saying, “Wait, what?” More now than ever before, especially with the Internet of Things (IOT), we hear cyber security terms tossed around in the news, on the Internet, and at work. How can we reduce fraudulent risks if we don’t know these security threats exist or what they mean?

Topics: PCI Compliance and Fraud Prevention

Last year, Apple introduced Apple Pay for the Web as a way to compete with online payment services like PayPal. This additional payment option is something you should consider for your small business website -- and it's not just because hundreds of thousands of major brands and recognizable retail websites are already supporting this new online payment method.

Topics: Due.com Partner Posts, E-Commerce and Online Payments, Payment Technology, Small Business Tips, Payment Trends

There are literally hundreds of credit cards available to consumers and business people from different credit card brands, banks, and affiliate brands. With so many choices, it would seem like it wouldn’t make sense to keep introducing new types of credit cards, but they appear near daily with some other type of spin or offers.

Topics: Due.com Partner Posts, Guest Blog Posts, Payment Technology

You may not be familiar with the term, interchange optimization, but you will want to understand what it means and how this can impact your business and your bottom line.

Topics: B2B, Due.com Partner Posts, Guest Blog Posts, Payment Technology

Topics: PCI Compliance and Fraud Prevention