BluePay Blog

“It’s time to say goodbye, but I think goodbyes are sad and I’d much rather say hello. Hello to a new adventure.” – Ernie Harwell The old adage states all good things must come to an end. That being said, this is the last post for the BluePay Blog. In December 2017, BluePay was acquired by First Data, a global leader in commerce-enabling technology and solutions. Although we have maintained the BluePay name for the past two years, it is now time to transition our brand to First Data.

Topics: Awareness

With 2020 fast approaching, many small business owners have started writing resolutions for the New Year. Often, however, these goals are poorly defined, such as: “Get more customers” “Save more money” Without a game plan, the likelihood of succeeding with either goal is small. In fact, most professional and personal New Year’s resolutions ultimately fail due to lack of specificity. But not this year.

Topics: Small Business Tips

As a business owner, you’re likely already aware of the PCI compliance rules governing payment data security. However, payment information isn’t the only thing worth protecting from fraud and abuse. In fact, there exists a host of data protection laws around the globe designed to safeguard sensitive personally identifiable information (PII). These privacy acts are becoming increasingly important given the speed and ease with which we send, receive, and store data in the digital world.

Topics: E-Commerce and Online Payments, PCI Compliance and Fraud Prevention, Small Business Tips, Enterprise Business Tips, Consumer Education

2019 marks the year that many mobile carriers launch their 5G networks. It’s the fifth generation of wireless technology. The changes include new smartphones with 5G capability, which have only recently hit the market. That means most people don’t yet have access to this powerful network. However, it’s important to start covering the 5G revolution as it starts to prepare retailers for the opportunities to come so changes can start now to accommodate the new network.

Topics: Due.com Partner Posts, Mobile Payments, E-Commerce and Online Payments, Payment Technology, Small Business Tips, Payment Trends

They say that youth is wasted on the young. Nearly all of us wish we could go back in time to shake some commonsense into our younger selves. This universal desire applies to everything from love to health to business. It even applies to retail. Just think of everything you wish you could have told yourself before opening your first store.

Topics: Small Business Tips, Getting Started with Payments

Although it sounds more like something out of a science fiction novel or movie, facial recognition is gaining ground as a technology for identify verification. If you have an iPhone, you may already be using this biometric method.  Rather than entering a password, your smartphone recognizes you from a scan of your face that it took when you first used it. From there, many more apps have integrated the facial recognition technology. 

Topics: Due.com Partner Posts, Mobile Payments, Payment Technology, Payment Trends

The in-vehicle payment market is considered relatively new with some of the first mentions of its potential in 2017 when researchers started tracking this business segment. The first signs of this new payment method appeared in 2016.   Current and Projected Growth Now, according to research firm Technavio, the global in-vehicle payment services market is set to increase by over 195% during the period from 2017 to 2021.

Topics: Due.com Partner Posts, Mobile Payments, E-Commerce and Online Payments, Payment Technology, Payment Trends

Credit reporting agencies (aka credit bureaus) are responsible for collecting consumer credit data that businesses then use when assessing a person’s ability to meet certain financial obligations: A bank, for example, might use a borrower’s credit score to determine what interest rates to charge. The lower the score, the greater the risk of not being paid back. As such, that lender would likely charge a higher interest rate.

Topics: Awareness, Consumer Education

Corporate Social Responsibility (CSR) and social good have often been viewed as strategies for global enterprises to undertake. Rarely is the concept attributed to small businesses, perhaps because of the perceived cost or the idea that it has to be a big effort or it won’t actually change the world.  However, what is working is when more businesses of any size take small steps and implement even the most minor changes to how they work or how they view their overall goals.

Topics: Due.com Partner Posts, Nonprofits, Small Business Tips

In recent years, we've heard about the shared economy and the on-demand economy. Now, there's the API economy. With each economy that emerges, it's important to know what it involves and how you can become a part of it to leverage any relevant benefits for your business. Although this meaning of economy is slightly different, it's important to know what it involves because today's businesses do need to consider leveraging APIs to service unique customer needs and expectations.

Topics: Software and Payment Integration, B2B, Due.com Partner Posts, Payment Technology, ISV/VAR